SPEcialists

Financial Planning

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Agile Teams

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Agile team A small group of consultants in various fields that solve complex problems in a short time, enhance the time needed for marketing and promotion, improve customer response and contribute to making a big difference in the organization for the right direction in the agile way to become the organization flexible and able to adapt to the current and expected situations in the future professionally

Operating Model

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A model through which your strategy can be achieved quickly and effectively

Not only do organizations need to adapt in order to survive and thrive in light of the surrounding changes, but organizations need to achieve adaptation quickly and effectively, repeatedly. They impede the organization’s ability to move and adapt quickly.

Navigator B.

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Great organizations are made, not born great, B. Navigator helps organizations assess where and where they are, assess opportunities for organizations, identify necessary change and growth priorities, chart a practical roadmap forward (setting the direction of the compass), assessing steps and measuring progress on the roadmap

1) Horizontal Analysis: Involves the comparison of financial data over different time periods, such as comparing consecutive fiscal years. This type of analysis aids in identifying changes and trends in financial figures over time.

2) Vertical Analysis: Aims to analyze financial data for the same time period and convert it into ratios relative to the total data. This type of analysis helps in determining the composition of total income or assets and can be used to highlight deviations among different components

3) Comparative Vertical Analysis: This type of analysis involves analyzing the company’s financial data in comparison to the industry average or its counterparts in the market. It assists in determining the company’s position compared to its competitors and identifying strengths and weaknesses

4) Ratio Analysis: Considered one of the most important types of financial analysis, it is used to calculate and analyze a range of different financial ratios, such as profitability, liquidity, debt, and return on investment. This type of analysis helps in evaluating the efficiency and performance of the company and determining its ability to achieve financial success.

5) Value Chain Analysis: This type of analysis aims to analyze and evaluate the company’s performance at various levels of the value chain, from sourcing raw materials to delivering final products. It helps in identifying and improving the company’s operations and enhancing competitiveness.

Expected benefits

1) Financial Ratio Analysis: This approach necessitates the calculation and evaluation of a diverse range of financial ratios such as profitability ratios, liquidity ratios, and leverage ratios. These ratios aid in assessing the financial health of the institution and its ability to achieve returns and manage risks.

2) Income Analysis: Income analysis entails examining all elements related to revenues, expenses, and profits. This analysis helps in understanding the company’s revenues, costs, its ability to grow, and achieve profitability.

3) Asset Analysis: Asset analysis involves studying the various components of assets such as land, buildings, equipment, securities, and investments. This analysis can be used to identify the most valuable and efficient assets and evaluate the company’s ability to utilize them effectively.

4) Cash Flow Analysis: Cash flow analysis involves examining the company’s cash flows, including income, expenses, and investments, and analyzing any discrepancies. This analysis helps evaluate the company’s ability to generate cash and manage liquidity.

5) Industry Comparison Analysis: In this strategy, the company’s performance is compared to that of similar companies in the industry. This analysis can provide deeper insights into the company’s position among competitors.

Numbers always convey the truths that reflect the current state of affairs. Therefore, it is incumbent upon institutions to consistently translate the language of numbers in order to ascertain the truths with the assistance of specialized experts. We can transform numbers into a process of evaluating the financial performance of a company or organization through the study and analysis of financial data and other financial information. The purpose of financial analysis is to comprehend the health and strength of the financial institution and determine its ability to achieve financial success and meet financial objectives.

Can growth be achieved without a precise understanding of your true data? Can decisions regarding pricing or expansion be made without knowing the actual size of the institution? Can medicine be taken without knowledge of the ailment?